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The instalment payment plan is a type of credit offered by many retailers. It is an agreement to pay for a product in instalments over time instead of paying the full price upfront.

How does it work?

The customer pays a deposit and then makes regular payments until the full amount has been paid off. The retailer will often offer an interest rate that is lower than what you would get from a normal credit card or loan, which can help you save money on your purchase.